Why in news?
Progress during April 2014-November 2018
The achievements of the Mission in key areas are furnished below:
a) Mission Footprint: During the period, 2411additional blocks have been covered under the “Intensive” strategy. Cumulatively, the Mission is being implemented in 5,123 blocks spread across 612 districts of 29 States and 5 Union Territories (UTs).
b) Community Institution Building: Between April 2014 and November 2018,more than 3 crore rural poor women have been mobilized into 26.9lakh Self Help Group (SHGs) across the country.
c) Financial Inclusion: The loan outstanding to SHGs have increased from Rs. 32,565 crores in March 2014 to Rs. 76,591 crore in October 2018. The quality of the portfolio has also shown a marked improvement with NPA declining to 2.64% in the current year. This is a result of sustained efforts made by the states to promote timely repayment of loans by the SHGs.
d) Financial Services in Remote Areas: During this period, steps have also been taken to promote alternate models for delivery of financial services. About 3050 SHG members have been deployed as Banking Correspondents Agents (BCAs) to provide last mile financial services including deposit, credit, remittance, disbursement of old age pensions and scholarships, payment of MGNREGA wages and enrolment under insurance and pension schemes. As of November 2018, over 16 lakh transactions amounting to Rs. 185 crores had been completed.
e) Mahila Kisan Shashaktikaran Pariyojana and Value Chain Initiatives: In order to promote agro-ecological practices that increase women farmers’ income and reduce their input costs and risks, the Mission has been implementing MKSP. During April 2014 to November 2018, about 3 lakh additional women farmers have been covered under MKSP bringing the total coverage to 35.92 lakh women farmers under the project.
Since FY 2015-16, DAY-NRLM has also made significant efforts on creating value chain development interventions to enhance market linkages. The idea is to develop a complete business model to provide primary producers with end-to-end solutions from creating producer organizations to building marketing linkages.
f) Community Livelihood Professionals: A propose to the directions given by NITI Aayog in 2016, profiles of more than 1.99 lakh community membershave been digitised. The CRPs have been trained and deployed to provide support to the community institutions in a variety of themes, such as book keeping, training and capacity building, financial services etc. This also includes more than 31,889 Community Livelihoods Resource Persons (CLRPs)such as Krishi Sakhi and PashuSakhi who provide 24X7 door step extension services to the small and marginal farmers including dairy farmers.
g) Start-up Village Entrepreneurship Programme: DAY-NRLM has been promoting SVEP top romote and strengthen rural start-ups in the non-farm and off-farm sector. The strategy is to promote knowledge about business feasibility, management and to provide access to loan finance for start-up as well as scaling-up the existing enterprise. Implemented in 17 States since 2016-17, about 30,352 enterprises have been supported under SVEP till 30thNovember 2018.
h) Aajeevika Grameen Express Yojana (AGEY) was launched in August 2017 to provide safe, affordable and community monitored rural transport services to connect remote rural villages. As on November 2018, proposals from 17 States have been approved and 624 vehicles are currently plying on road.
i) Independent Assessment of DAY-NRLM: During January to March 2017, the Institute of Rural Management Anand (IRMA) carried out an independent assessment of design, strategy and impacts o f DAY-NRLM. The sample consisted of nearly 4500 households spanning across 746 villages.The results of the survey indicate that the households in the treatment areas:
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