RBI has kept the policy repo rate unchanged at 5.25% in its latest monetary policy review

RBI has kept the policy repo rate unchanged at 5.25% in its latest monetary policy review

¨     RBI has kept the policy repo rate unchanged at 5.25% in its latest monetary policy review.

¨     The decision was taken unanimously by the Monetary Policy Committee.

¨     The policy outcome was declared after the MPC meeting held on February 6, 2026.

¨     The MPC decided to retain a neutral monetary policy stance.

¨     This was the first RBI policy review conducted after the Union Budget for 2026–27.

¨     RBI revised upward its real GDP growth estimates for the upcoming two quarters.

¨     Real GDP growth for 2025–26 has been projected at 7.4 percent.

¨     The latest projection represents a slight increase from the earlier estimate of 7.3 percent made in December.

¨     Consumer price inflation for 2025–26 is now expected to average 2.1 percent.

¨     In its previous meeting in December 2025, the MPC had cut the repo rate by 25 basis points to 5.25 percent.

¨     RBI announced plans to create a unified digital portal for improved management of Lead Bank data.

¨     The RBI also proposed easing norms related to branch expansion for non-banking financial companies.

¨     Banks will be permitted to extend loans to real estate investment trusts under specified safeguards.