Telangana Budget 2026: ‘Indiramma Bima’ and Cashless Health Scheme Offer Security to Millions of Families

¨   Taking a major welfare-oriented step in the 2026 Budget, the Telangana government announced several significant schemes.

¨   Deputy Chief Minister Mallu Bhatti Vikramarka presented the budget in the State Legislative Assembly.

¨     During this session, the launch of the Indiramma Family Life Insurance Scheme and a new cashless health scheme was announced. The objective of these schemes is to provide financial security to families and government employees.

Indiramma Family Life Insurance Scheme

¨     This scheme is one of the key announcements of the budget and is set to be implemented starting June 2, 2026.

Key Features

¨     Insurance cover of ₹5 lakh for every family

¨     Benefits to reach approximately 1.15 crore families across the state

¨     Provision of financial security in the event of the sudden demise of the family's primary earning member

Universal Coverage for All

The most significant highlight of this scheme is its universal approach.

¨     The scheme will cover all families without any discrimination based on income or social class.

¨     The poor, the middle class, and the high-income groups—all will receive equal protection.

¨     The government's aim is to ensure that no family has to face a financial crisis due to an accident or tragedy.

New Cashless Health Scheme

Alongside the aforementioned scheme, the government also announced a new cashless health scheme for government employees and pensioners

¨     This scheme will be implemented through the Rajiv Aarogyasri Trust.

¨     Approximately 23.51 lakh beneficiaries will be covered, including employees, pensioners, and their dependents.

¨     Treatment facilities for 1,998 different ailments will be provided across all hospitals in the state.