Uttar Pradesh Government launched the
Chief Minister Teacher Cashless Medical Scheme in Varanasi
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Uttar Pradesh Government
launched the Chief Minister Teacher Cashless Medical Scheme (Mukhyamantri
Shikshak Cashless Chikitsa Yojana) in Varanasi on 8 July 2026.
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The scheme provides
cashless medical treatment to teaching and non-teaching staff and their
dependents.
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It covers around 12–15
lakh beneficiaries from government, aided, and grant-in-aid schools under the
Basic and Secondary Education Department.
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The beneficiaries also
include Shiksha Mitras, instructors, cooks, and staff of Kasturba Gandhi Girls
Schools.
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Each eligible family is
entitled to cashless medical treatment of up to ₹5 lakh per year.
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Treatment can be availed
at government hospitals and empanelled private hospitals.
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The Uttar Pradesh
Government will bear the entire annual premium of the scheme.
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The estimated annual
premium is ₹447 crore, averaging around ₹3,000 per teacher per year.
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The scheme will be
implemented by the State Agency for Comprehensive Health and Integrated
Services (SACHIS).
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It is modelled on the
Ayushman Bharat public health insurance scheme.
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An MoU between the Basic Education
Department and the State Bank of India (SBI) provides social security coverage
to around 10 lakh teachers and contractual employees.
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The social security
package includes group life insurance, personal accident insurance, and
disability insurance.
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During the launch,
cashless medical cards were distributed to 15 beneficiaries, including
teachers, Shiksha Mitras, instructors, and cooks.
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The state also announced
lifetime insurance coverage of up to ₹1 crore for teachers, Shiksha Mitras, and
instructors.
The entire premium for the ₹1 crore life insurance cover will also be paid by the Uttar Pradesh Government
